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Since 1990 · Registered in Madrid

Capital protected.
Yield stable.

35 years linking European savers with secured bank deposits and renewable energy infrastructure. Independent wealth management based in Madrid.

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35
Years of experience
€100k
EU deposit protection
6.3%
Maximum annual yield
3
Countries · ES · IT · DE
I CAPITAL Madrid headquarters
Welcome to I CAPITAL S.L.

A Spanish tradition
of financial solidity.

Founded on 21 May 1990 in Madrid and registered in the Madrid Commercial Register, I CAPITAL S.L. is an independent company specialised in private wealth management and renewable energy investments.

Our offer rests on two pillars: fixed-term deposits with guaranteed yield at top-tier European banks and participations in solar and wind projects — an asset class that delivers stable income based on real assets.

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Our two pillars

Capital protected.
Yield real.

Two complementary strategies with the same principle: your capital must be backed by real assets or by the EU deposit-guarantee scheme.

Fixed-term deposits

Capital placed at tier-one European banks with protection up to €100,000 per holder and institution. Yields between 3.7% and 6.3% per year depending on term and currency.

  • ✓ Term: 12, 24 or 36 months
  • ✓ From €10,000
  • ✓ Contractually fixed interest
  • ✓ EU deposit-guarantee scheme
See rates

Renewable energy

Participation in photovoltaic and wind projects on the Iberian Peninsula. Target yields of 7% to 9% per year with a 5–10 year investment horizon.

  • ✓ Real operating assets
  • ✓ Returns linked to power prices
  • ✓ Geographic diversification
  • ✓ Measurable ESG impact
Explore projects
Current rates

Fixed-term deposits · April 2026

3.7%
12 months

Capital protected up to €100,000 by the EU deposit-guarantee scheme. Interest paid at maturity.

Most popular
4.9%
24 months

A balanced yield with stronger stability. Semi-annual interest payment optional.

6.3%
36 months

Maximum yield in our catalogue for longer horizons — ideal for established wealth.

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Indicative yields. Final terms depend on the investor profile and the receiving bank.

European safety

Your capital, protected by European law.

All deposits we broker are placed with banks holding a European banking licence. Each holder is covered by the deposit-guarantee scheme up to €100,000 per person and institution, under Directive 2014/49/EU.

In the renewable energy segment, assets are operational and certified, with long-term PPA contracts that secure predictable cash flows.

100%
EU-licensed banks
€100k
Protection per holder
1990
Year of founding
ESG
Investment criteria

Partner custodian banks

Clients since 1990

Why clients trust us

★★★★★

"I moved a portion of my retirement savings into fixed-term deposits through I CAPITAL. The process was transparent and the interest is paid on time, every time."

James W.
Client since 2019 · London
★★★★★

"What convinced me was the combination of guaranteed deposits and renewable energy. I sleep well and I know my capital is doing something meaningful."

Margaret S.
Client since 2021 · Edinburgh
★★★★★

"Serious advice, no unrealistic promises. They proposed a portfolio split across three maturities and it has performed exactly as explained."

Robert T.
Client since 2020 · Dublin

Ready for the next step?

An I CAPITAL advisor will review your wealth profile and propose a combination of fixed-term deposits and renewable energy aligned with your goals — no obligation.

Request a free consultation